As I am writing this column and watching the snow fly in mid-May, I’m willing to bet my phone is going to ring and someone is going to tell me their big, beautiful tree just came crashing down. Snow is heavy this time of year. So how will your insurance respond? Let’s take a look.
1. Your homeowners insurance likely covers tree removal and damage repairs for your home and other insured structures, such as fences.
A tree falls on your property and damages one or more insured structures. What now? Your homeowners insurance will likely help with the cost