Opinion & Columns

McQuiston: Importance Of Equipment Breakdown Coverage

By ALLEN MCQUISTON
The Jemez Agency
 
One insurance coverage that is extremely important to property owners – and is sometimes overlooked – is Equipment Breakdown Coverage.
 
Equipment Breakdown insurance has been available for commercial property owners for quite a while, but it is now commonly available as an endorsement to homeowner and rental dwelling policies.
 
This valuable line of protection typically covers three types of losses:
  • Electrical breakdown
  • Mechanical breakdown
  • Rupture, bursting, bulging, implosion, or steam explosion
And this definition leads
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Pastor Raul: Pastor Appreciation

By Pastor Raul Granillo
Church of the Nazarene
White Rock
 
I’d rather have ten people that want God than 10,000 people who want to play church. –Leonard Ravenhill
 
October has been celebrated as Pastor Appreciation Month since 1992. During that time, churches and congregants will show their appreciation for their clergy through cards, gifts, and assortments of Kit Kats and Dr. Pepper. For more traditional churches, there will be the ever-famous pot-luck. (In New Mexico, this can easily be turned into a green chili themed cook-off! Praise God!)
 
The idea comes from
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Guarding The Guardians: The Challenge Of Protecting The Incapacitated

By LAUREN JOHNSON
Dabney and Griffith Law Office
Community Internship Collaboration Intern
 
New Mexico’s Guardianship System provides the statutory framework for guardianship and care to be provided to incapacitated adults deemed to not possess the mental ability to care for themselves and their assets any longer.
 
Due to the expense of Guardianship proceedings these adults must have sufficient financial resources in order to afford the court proceedings necessary for the appointment of a guardian. They also must have no other form of intervention, such as a power of attorney
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Bail Reform: Overdue And More To Do

Leo M. Romero
 
SUPREME COURT News:
 
Reforms to New Mexico’s traditional money-based bail system will make our community safer by permitting judges to lock up defendants who are most likely to commit new crimes if released. And the reforms should not be blamed for the increase in crime reported in the press. They became effective just three months ago, on July 1. 
 
Before the reforms, dangerous defendants could buy their way out of jail by paying a bondsman. Some dangerous defendants were never released by a judge but by jail personnel if they
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Letter To The Editor: Thank You Cheryl Sowder!

By Cheryl and Morrie Pongratz
Los Alamos

Congratulations to Cheryl Sowder for her 38 years of successful ownership of The Finishing Touch—but it’s no surprise!

Every project Finishing Touch has completed for us has been professionally executed and thoroughly delightful—even the last one that required Cheryl to pursue for a full year to finally get satisfaction on a product complaint on our behalf. She incurred considerable business expense but didn’t give up until the customer was satisfied.

This is the kind of service Los Alamos has received at The Finishing Touch. This is why we shop locally. Read More

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World Futures: Money, Trade, Value And Time Part 2

World Futures: What Do We Need?

By ANDY ANDREWS
Los Alamos World Futures Institute

In last week’s column, we looked at Uruk 5,000 years ago and saw the emergence of cuneiform, a system of writing, apparently used to document trades and inventory.  

Flash forward to 1394 A.D. and Prato, Italy. Francesco di Marco Datini ordered wool from Mallorca, an island off the coast of Spain about 1,342 km away.  

Remember, the order had to be written and delivered before any product fulfillment could be achieved and there was no airmail or Internet. Six months later the sheep were shorn and several Read More

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Modern Conveniences Can Render Users Into Victims Of Scams, Thievery And Hackings

By LAUREN JOHNSON
Dabney and Griffith Law Office
Community Internship Collaboration Intern

Today’s digital age comes with many opportunities never before seen or imagined. One can connect with friends and family across the world, have instantaneous access to a plethora of knowledge, and complete all shopping from the convenience of a handheld device.

 
Unfortunately, these modern conveniences can render users into victims of scams, thievery, and hackings without users even leaving their house or physically interacting with their perpetrator.
 
Gone are the days when a thief
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