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Money IQ: How Closely Should You Monitor Your Credit?

on October 31, 2012 - 11:48am
Money IQ
By Sarah Hosford

How Closely Should You Monitor Your Credit?

Your credit report provides a financial overview to current and future creditors and is reviewed when lending decisions are made for credit cards, car loans, mortgages, etc.

Lenders take into account your credit score, past delinquencies, bankruptcies, court judgments, tax liens and any other accounts that may have gone to a collection agency.

All of these things factor into calculating your personal credit score and history.

The three most commonly used credit bureaus are; TransUnion, Experian, and Equifax.



NNSA Saves More Than $519M Through Strategic Sourcing

on October 31, 2012 - 10:20am

Energy Secretary Steven Chu. Courtesy/DOE

NNSA News:

WASHINGTON, D.C. – The National Nuclear Security Administration (NNSA) today announced that the agency has saved taxpayers $519.3 million since 2007 through strategic sourcing.

In 2010, Secretary Steven Chu recognized NNSA for saving $213 million over the prior four years, but challenged the agency to increase cumulative savings to $450 million by 2012.

NNSA achieved this goal by implementing an enterprise-wide strategic sourcing solution, which includes the processes of the Supply Chain Management Center (SCMC) created by NNSA

Taxes are a Fact of Life

on October 31, 2012 - 9:45am

SBDC News:

Whether you are a sole-proprietor, LLC, partnership or corporation, business taxes are a fact of life.

While you were running your business this year, new tax law was being enacted and changes were being made to the current tax code.

Most business owners don’t have time to keep up with all these changing tax laws. This is why attending the University of New Mexico-Los Alamos Small Business Development Center workshops on taxes is so important.

It is important as a business owner to understand what expenses can be deducted from tax returns.

There is a distinct difference


De Colores Going Strong After Three Decades

on October 30, 2012 - 10:09am

De Colores owner Joan Duran. Photo by Carol A. Clark/

By Bonnie Gordon

De Colores Restaurant has served three generations of Los Alamos residents.
Founded in 1978 by Joan and Mel Duran, and operating at the current location for 10 years, De Colores is the longest running restaurant in Los Alamos.
“In April 2013 we’ll celebrate our 34th anniversary and we’re looking forward to celebrating many more,” Duran said.
De Colores is located at the original entrance to Los Alamos at the site of the guard station, which has been incorporated into the restaurant’s kitchen.

Los Alamos Co-op Expands Sustainability Programs

on October 30, 2012 - 8:26am

Co-op board members, Gale Zander Barlow and Nancy Savoia display the Terracycle Bin at a Gordon's Concert this summer. The artistic styling was created by Marshall Jansen. Photo by Greg Kendall/

Staff Report

The Los Alamos Cooperative Market launched three green programs this summer.

Two Terracycle bins now greet shoppers at the entrance to the Co-op. Sandra West, Community Outreach at the Co-op Market, credited Gloria Brehm for suggesting the Terracycle Program.

"When I was president of Pinon Elementary PTO, I implemented this program within the school with the

Presentation: Financial Incentives for Historic Preservation

on October 30, 2012 - 8:14am



Residents who either own historic property or who may be considering securing a historic listing for their property are invited to attend a special presentation next week being sponsored by the Fuller Lodge/Historic Districts Advisory Board (FL/HDAB.)

Harvey Kaplan from the New Mexico Historic Preservation Division will present a slide show and talk focusing on “Financial Incentives for Historic Preservation” 5:30-7 p.m. Thursday, Nov. 8 in the Training Room of the Community Building, 475 20th St.

Kaplan will provide information about the Division’s financial

Free Money Opportunities at SBDC Fair

on October 30, 2012 - 8:13am

SBDC News:

Ever wonder if there is FREE MONEY available in Los Alamos? Well you are in luck, there is! Come to the Free Money Fair at 2 p.m., Nov. 7 and learn about the opportunities available and whether they are a fit for your business.

There will be multiple presenters at the fair discussing the MainStreet Curb Appeal Grant, MainStreet Small Promotions Grant, Tourism Cooperative Advertising, Los Alamos County Small LEDA Project Grants, Los Alamos County Façade Improvement Grants, Lodgers Tax Advisory Board Small Promotions Grant and Pop-Up Retail Opportunities.

The fair will start


Column: Management of Power - The Slytherins Have Won

on October 29, 2012 - 6:27am

Column By Elena Yang

Management of Power: the Slytherins have won

In the last entry, I noted that those who craved extreme power seemed to be one dimensional in their evilness and their use of power was inevitably unidirectional. 

This doesn’t happen very often in real life – thank goodness – and probably even less likely in organizations, one hopes. 

However, in modern organizations, most managers with a lot of power rather resemble those described for the Slytherin House members in Harry Potter books; by that I mean most managers, especially at the top levels, make their way

Chamber Biz Breakfast: LANL Cost Model Changes

on October 27, 2012 - 11:18am


The Los Alamos Chamber of Commerce will hold a business breakfast event from 7:30-9 a.m. Thursday, Nov. 1 at the UNM-LA Building 2 Lecture Hall.

The topic is Los Alamos National Laboratory's recently implemented cost-model changes and the potential impact on its subcontractors.


Aaron Menefee, LANL’s Budget Officer, and Doug McCrary, the head of LANL’s Acquisition Services Management Division, will deliver presentations about these changes, which occurred Oct. 1, and answer questions from the audience.


A light breakfast will be available.

Unusual Artists Work at Karen Wray Fine Art Gallery

on October 27, 2012 - 10:00am

Art connoisseurs will encounter the most unusual artists at work at Karen Wray Fine Art Gallery in the southwest, ground-level corner of the Community Bank Building at 15th Street and Central Avenue. Photo by Carol A. Clark/

Ribbon Cut on Financial Business on Oppenheimer Dr.

on October 26, 2012 - 6:48am


Edward Jones Financial Advisor John Williams, Branch Office Administrator Samantha Forrest, Chamber Member Services Coordinator Katy Korkos and LACDC Executive Director Kevin Holsapple cut the ribbon at 555 Oppenheimer Dr., Suite 206 Thursday evening. The Los Alamos Chamber of Commerce sponsored the ribbon cutting ceremony. Williams hosted an open house with refreshments and door prizes. Photo by Karen Kendall  

Welcome John Williams to Business Community This Afternoon

on October 25, 2012 - 9:34am


The Chamber of Commerce is conducting a ribbon cutting at 4:30 p.m. today, Oct. 25, at the Edward Jones office, 555 Oppenheimer to welcome John Williams to the business community.

Williams also is hosting an Open House all afternoon today to meet local residents.

Refreshments will be served.


Money IQ: Transfer of Assets After Death

on October 24, 2012 - 11:18am
Money IQ:
By Dan Monte

Transfer of Assets After Death

Tom and Sarah were both 84 and had been married for 62 years. They had five children, only one of whom lived nearby.

Tom and Sarah owned their home, cars, bank accounts and investment accounts as joint tenants.

All of their retirement assets and life insurance policies named each other as the primary beneficiary.

Several years ago, they hired an attorney who prepared last wills and testament for each of them.

Simply, each will directed the transfer of all assets to the surviving spouse and then to the kids in equal shares.

Sarah died

Council Unanimously Approves Liquor License for Dixie Girl Restaurant on Central Avenue

on October 23, 2012 - 7:28pm

Dixie Girl owner Denise Lane's expression says it all - Los Alamos County Council gave unanimous approval this evening to the transfer of location for an on premise consumption liquor license submitted by Bliss on Tap, Inc. d/b/a Trinity Beverage Company. Lane's son, Jake Smith, sits next to his mother. Council candidate Pete Sheehey and resident Rose Stephens are seated in the audience behind Lane and Smith at tonight's Council meeting in Council Chambers. Photo by Carol A. Clark/

Marcia Kaplan to Speak on Crowdfunding

on October 23, 2012 - 10:17am

LAEN News:

Marcia Kaplan will present Crowdfunding starting at 6:30 p.m. this Thursday, Oct. 25 to the Los Alamos Entrepreneurs' Network at The Hive, 134 N.M., 4 in White Rock. The public is welcome.

Crowdfunding is an innovative new method of raising funds for one time creative projects, non-profits, social causes, and businesses.

Currently most campaigns are donation-based. If you or your organization wants to raise money for your project, cause, or business, you should attend this presentation to learn more about the crowdfunding opportunity.

Also, in April, as part of the JOBS Act


Kristin Henderson to Address Charter Amendments Thursday at The Hive

on October 23, 2012 - 6:13am
LAEN News:
Kristin Henderson, candidate for County Council will speak to members of the Los Alamos Entreprenuers Network (LAEN) on the proposed County Charter amendments.
Henderson will speak during LAEN's weekly brown-bag networking lunch at 11:30 a.m. Thursday at The Hive, 134 N.M. 4 in White Rock.
There will be time for Q&A following Henderson's talk and the public is invited to attend.

Column: Following The Hogwarts’ Path On Power - Part III

on October 22, 2012 - 8:46am

Column by Elena Yang
Following the Hogwarts’ Path On Power
Part III
Now, about followers.

When leaders are absent, there are those amongst the followers who would and could step in and become leaders. 

When the trio, Harry, Hermonie and Ron, returned to Hogwarts to find the final Horcrux, they found Longbottom and Ginny Weasley had lead the students in various rebellious acts against the Dark Lord’s cadre of teachers and rules. 

When Harry had to pretend to be dead in Hagrid’s arms, it was Longbottom who came charging at Voldemort.

Chief Bids Farewell to 'Irreplaceable' Assistant

on October 20, 2012 - 11:45am

Chief Wayne Torpy said goodbye to his assistant Sandra Salazar during her retirement party Friday at Fuller Lodge. "Sandra is irreplaceable ... I have never had an assistant like Sandra before in my career and I don't expect to again ... she had tremendous technical skills but so do many people ... Sandra went beyond that ... in so many little things that she did, for example, she always let me know when someone was having a bad day or going through a rough time and needed my encouragement," Torpy said. Salazar joined the Los Alamos Police Department in April 2009 as Torpy’s assistant.

Season's Final White Rock Art Market is Sunday

on October 20, 2012 - 10:09am


Join local artists and artisans for this season's final outdoor Art Market in White Rock, 11 a.m. to 4 p.m. Sunday, Oct. 21. 

The artists will be selling their jewelry, pottery, food items and much more. 

For more information, contact 672-3183.


M-Test Demonstration at Khalsa Acupuncture Oct. 23

on October 20, 2012 - 9:58am

Column: Link Between Back Pain and Spinal Posture

on October 18, 2012 - 8:00am

By Jessica Kisiel M.S.

Several painful back conditions – stenosis, disc bulge or herniation, spondylolisthesis and sciatica – are due to improper spinal alignment.

Proper Spinal Alignment

Consisting of 33 bones called vertebrae the spine preforms a delicate balancing act. The top eight vertebrae create the cervical spine, the next 12, the thoracic spine, and the lower 5, the lumbar spine.

At the base of the spine are the sacrum and coccyx, which are segments of fused vertebrae. 

The spine has three main curves.

'The Black Hole' Closing Forever Nov. 3

on October 17, 2012 - 2:17pm

Courtesy photo


Barbara Grothus, President of Los Alamos Sales Company, a unique salvage store affectionately dubbed “The Black Hole,” has announced that the business will close to the public on Nov. 3.

The business, established in 1953, has operated at 4015 Arkansas Ave., in Los Alamos since the 1970’s.

The family has an agreement with Alex Williams of Pasadena, Calif., to remove the remaining contents of the buildings starting on Nov. 5.

The business will remain open Tuesday through Saturday from 10 a.m. to 5 p.m. through Nov. 3.

“Alex worked with my father for years,

Money IQ: How Comfortable is Your Nest Egg?

on October 17, 2012 - 10:59am
Money IQ
By John Brunett and Tony Ornealas

How Comfortable is Your Nest Egg?

Accumulating a nest egg for retirement should be a priority for every working person regardless of age.

Whether you have 10 or 40 years to go before retirement, consistently contributing to a retirement savings plan can be the ticket to financial freedom for individuals entering the “2nd” act of life.

Ask yourself what asset would make the biggest difference in your retirement years.

Some answers may be your home, 401k plans or other savings plans.

These are all good answers, but if you are reading this

Del Norte Credit Union Giving Away LA Co-op Memberships

on October 17, 2012 - 9:51am

By Karen Kendall
Board Member/Past President Los Alamos Cooperative Market

The United Nations declared 2012 as the International Year of the Co-operatives. Co-operatives are businesses owned and run by and for their members.

Whether the members are the customers, employees or residents they have an equal say in what the business does and a share in the profits.

The Co-operative Movement brings together over one billion people around the world and greatly benefits the communities they support. Co-ops come in all shapes and sizes but the philosophy is always the same.

"Through their

Column: The Hogwarts School of Management – Part II

on October 15, 2012 - 8:11am

Column by Elena Yang

I continue on the course of Hogwarts’ teaching on power. I highly recommend that you read the passages substituting fictitious names with real names in your work environment. To what extent do the descriptions parallel your experience?

Part II

III. Then, there is the purely bully power.

Bully power is embodied in Draco Malfoy and his cronies. Of course, one could argue that Voldemort was a bully too; after all, a bully strikes fear in the victim. 

However, Voldemort was extremely skillful and intelligent in applying his skills to manipulate, to strike, to conquer.