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Money IQ: Trust Departments—What Else Can They Do?

on May 3, 2013 - 8:04am
Money IQ
By Dara L. McKinney

Trust Departments—What Else Can They Do?

Trust Department—what’s in a name? The word “trust” is a noun, an adjective and a verb.

Common understandings of the word “trust” are: (1) as a noun: the “reliance on the integrity, strength, ability, surety, etc., of a person or thing; confidence;” and (2) as a verb: “to rely upon or place confidence in someone or something.” trust. (n.d.) Unabridged. Random House, Inc. (accessed: April 24, 2013).

In the legal world, the most common usage of

MainStreet Shopping Survey Ends Friday

on May 2, 2013 - 9:42am


­Los Alamos MainStreet is conducting an online shopping and dining survey to collect information to help local merchants and dining establishments to better understand the preferences, wants and needs of local shoppers.

There's still time for all local residents to help the effort by taking the survey at The survey, which ends Friday, May 3, takes approximately 15 minutes to complete and survey responses are anonymous.

Hive Hosts Brown Bag Lunch

on May 1, 2013 - 8:30am

HIVE News:

The Hive will hold a Brown Bag Lunch at 11:30 a.m. (latecomers welecome) Thursday at the Hive in White Rock.

The public is invited to attend and network with others interested in economic development in Los Alamos.


Los Alamos Farmers Market Opens May 2

on May 1, 2013 - 8:06am

Los Alamos Coop Market Adopts Trail

on April 29, 2013 - 10:58am

The Los Alamos Coop Market adopted a section of the Pueblo Canyon Trail including the bridge. From left, Tim Morrison, Shawn West, Matt Dreier, Cody Ulibarri, Whitney Dreier, Brit Foster and Cooper Holder install the trail adoption sign. Courtesy photo

Employees of the Los Alamos Coop Market spent Clean Up Los Alamos Day removing a massive amount of trash and debris from their newly adopted section of the Pueblo Canyon Trail. From left, Cody Ulibarri, Brit Foster, Matt Dreier, Shawn West, Whitney Dreier, Tim Morrison and Cooper Holder. Open Space Specialist Craig Martin said, "Great job,

Yang: Am I Sorry For My Mistake? Well … Kind Of, Sort Of, Maybe; Let’s Discuss

on April 29, 2013 - 10:52am

Am I Sorry For My Mistake? Well … kind of, sort of, maybe; let’s discuss.
Column by ELENA YANG

Some people really hate to own up their mistakes, and some mistakes seem to be more difficult for people to admit. 

There are many factors for such reluctance or avoidance. Here are a few obvious ones: A person’s position of power and reputation, the amount of time lapsed from initial decision to the revelation, the difficulty of isolating causality (i.e. Did my words cause all the trouble?), or the magnitude of sheer embarrassment … etc. 

For instance, managers are never wrong, neither are

Ruby K’s Bagel Café to host ‘Seven Strategies to Sell More in Los Alamos’

on April 29, 2013 - 7:48am
Marketing expert Steve Roller will lead a discussion on improving sales Tuesday. Courtesy photo

At 5:30 p.m. Tuesday, April 30 Steve Roller will lead a Ruby K’s Community Hour discussion about specific strategies Los Alamos businesses can use to sell more, and how Los Alamos can sell itself as a community.

Steve Roller is a web copywriter, travel writer and an expert on what motivates people to buy. His website is

“In the summer of 1986, after my freshman year at UW-Madison, I had the wonderfully crazy job of selling

Quality New Mexico Examiner Applications Due May 10

on April 28, 2013 - 7:39am

Courtesy photo

QNM News:

Quality New Mexico is accepting applications for the 2013 Board of Examiners through May 10.

Examiners are volunteers who, working in teams, review applications submitted to the New Mexico Performance Excellence Awards program, administered by Quality New Mexico.

The awards program recognizes New Mexico business, government, education, health care and nonprofit organizations for their commitment, progress, or achievement in performance excellence.

Quality New Mexico Accepting Award Applications

on April 26, 2013 - 6:59am

QNM News:

Quality New Mexico is accepting applications for the 2013 NM Performance Excellence Awards. The awards, which will be awarded next spring, include:

  • Piñon Recognition, commitmentto performance excellence

  • Roadrunner Recognition, progress toward performance excellence

  • Zia Award for Performance Excellence, best-in-class results

Organizations wishing to participate in the awards program must send in an intent to apply form by May 10. The form is available at The application is due July 12.

The New Mexico Performance Excellence Awards, modeled after the Malcolm

Money IQ: The 5 C’s of Mortgage Banking

on April 24, 2013 - 11:02am
Money IQ

The 5 C’s of Mortgage Banking

The five most important items when evaluating a mortgage loan application are described below: Characteristics, Capacity, Cash to Close, Character (credit) and Collateral.

Explaining the 5C’s in an understandable method is the most important tool to ensure a great customer experience.  


In mortgage lending characteristics are described as follows. It is the intent on every loan application to be able to describe the following.

1. What type of product is the customer applying for and knowing all of the

Youth Business Grants Available for Young Entrepreneurs

on April 24, 2013 - 9:28am


Los Alamos Business Assistance Services and the local community are sponsoring grants to young entrepreneurs.

Each applicant is required to write a mini-business plan, which is due May 16. Download the application at

A committee of business advisors and business community leaders interview, select and mentor the candidates throughout the summer.


Physical Therapy Plus Celebrates 25 Years

on April 23, 2013 - 10:20am

From left, Office Manager Michelle Pinkerton and Physical Therapy Plus owner Annette Weyrauch at their Los Alamos location. Photo by Greg Kendall/

Los Alamos Daily Post

Annette Weyrauch, MSPT, is celebrating 25 years of providing physical therapy services in Los Alamos.

Weyrauch owns Physical Therapy Plus, Inc. with locations in Los Alamos, Santa Fe and Pojoaque. She began her business working as the only physical therapist and has grown to employ seven physical therapists among her three offices.

Her Los Alamos office is open Tuesday through Friday and


Perch Paperie to Hold Scrapbooking Day Event

on April 23, 2013 - 7:45am


In celebration of National Scrapbooking Day, May 4, Perch Paperie is now taking reservations for its National Scrapbook Day Event.

This Ladies’ Retreat will be 9 a.m. to 9 p.m. Saturday, May 4. Participants are not required to stay the entire time, but with the full agenda planned, just might want to stay!

Tickets are $30 and registration for the event includes snacks, lunch, drinks, giveaways, registration gift and techniques.

The Perch Paperie will be teaming up with Tonya Collins from Tonya's Paperazzi to put on this fun all day event.

Pajarito Greenhouse Opens 9 a.m. Sharp Wednesday!

on April 22, 2013 - 2:58pm

Dave Fox of Pajarito Greenhouse. Photo by TK Thompson/


Los Alamos Daily Post

The Pajarito Greenhouse in White Rock will open for the season at 9 a.m. sharp Wednesday, April 24.

There will be 234 combinations of plant species and colors packed into the greenhouse's 3,600 square feet of display area.

"The Santa Fe Greenhouses closed over the winter so we are going to carry as many items as we possibly can to help take up the slack," owner Dave Fox said. "We're going to carry all of the popular vegetables including peppers, eggplant, cucumbers, lettuce,

Yang: Some Week!

on April 22, 2013 - 8:44am
Some Week!

This has been a “horrible, terrible, no good, very bad” week for the country … again. 

Ever since the Sandy Hook shooting last December, it’s been on my mind … mental health. Most of us have willingly and accidentally played frustrated psychoanalysts at one point or another. 

Even the casual phrases, “she’s a nut case,” or “he’s deranged,” however jokingly uttered, indicate that we judge others’ mental health status at times.

Hive Holds Linux 'Install Fest'

on April 21, 2013 - 8:58am

HIVE News:

A Linux “Install Fest” workshop is set for 6-8 p.m. Tuesday at The Hive, 134 N.M. 4 in White Rock, just east of Metzgers.

Geoff Chesshire, Roy Nielsen, John Battles and Kerri Thurston will advise, guide and assist with this hands-on workshop. Plan to bring a computer (no Apples, please) and a USB flash drive of at least 8GB (16GB preferred) to install Linux on. 

If you prefer, you can use an external hard drive instead of a flash drive. Another USB flash drive of at least 4GB as installation medium would be helpful. Otherwise you will need a DVD reader. 

A 6 to 12 foot Ethernet cable

Los Alamos Business People Attend FAN 44

on April 20, 2013 - 7:47am
Chamber of Commerce members attend Fan 44 lunch meetings twice a month at restaurants throughout Los Alamos and White Rock as a way to meet and network with other members. One FAN 44 group met at de Colores Restaurant Friday. From left, Seva Khalsa, (Khalsa Acupuncture) Galey Bland, (Rodan and Fields) and de Colores owner Joan Duran. Tom Wyant (Enchanted Trek) had just stepped away from the table. Photo by Katy Korkos/Chamber

RANM: Housing Market Continues To Improve

on April 18, 2013 - 1:33pm

RANM News:

2013 First Quarter sales and median prices reported to the REALTORS Association of New Mexico (RANM) show an increase over 2011 and 2012 first quarter reports.

In the first quarter of 2013 there were 3,306 sales reported. This tops the 2012 number of 3,018.

Nineteen reporting counties showed an increase in sales numbers this year over last. In March 2013, there were 1,272 New Mexico sales reported - a 3.7 percent increase over the number of March 2012 sales.

First quarter 2013 median prices also show an increase over the last two years.

Ruby K’s to Host New Community Hour

on April 18, 2013 - 11:50am

Rod Torrez, Bandelier Public Information Officer to speak at Ruby K's. Courtesy photo


Ruby K’s Bagel Café will host a weekly discussion series called Ruby K’s Community Hour 5:30-7 p.m. Thursdays (and occasionally Tuesday.)

Rod Torrez, public information officer at Bandelier National Monument will be the first speaker at the new event set for April 25.

During his talk, Torrez will discuss current issues at Bandelier, such as how climate change will affect the park, why the Alcove House has closed and details on efforts to protect the Monument’s resources.


Quality New Mexico Hosts JetBlue’s CEO

on April 18, 2013 - 10:19am

QNM News:

Quality New Mexico hosts JetBlue’s CEO and four Malcolm Baldrige National Quality Award Recipients April 22 & 23.

ALBUQUERQUE. Quality New Mexico’s Learning Summit begins Monday, April 22 at Hyatt Regency Albuquerque.

Leaders from six states will speak about “excellence” in business, education, government, healthcare and non-profits.

  • Dr. Terry Holliday, Commissioner, Kentucky Department of Education, Ky.
  • David Barger, CEO, JetBlue, N.Y.
  • Tommy Gonzalez, City Manager, City of Irving, Texas
  • Craig Deao, Studer Group, Fla.
  • Karen Koch, North Mississippi Health Services, Miss.

Karen Wray Fine Art Gallery Now Represents Artist Becky Steritz

on April 18, 2013 - 8:36am
"Rebirth" by Becky Steritz. Courtesy photo


Karen Wray Fine Art Gallery is welcoming a new artist, Becky Steritz.

Meet Steritz and see her work at the “Living Things” exhibit opening reception 5-7 p.m. Friday, April 19.

When Steritz was getting her Master’s Degree in Ceramics in the 80s, one of her professors asked her whether her artwork was “personal.”

At the time she was learning a lot of useful techniques, and working with wonderful materials, but she knew that her work wasn’t personal.

Over the years her work has evolved to be deeply personal, she said.


Money IQ: Charitable Giving Opportunities

on April 17, 2013 - 10:42am
Money IQ

Charitable Giving Opportunities

When choosing the most advantageous charitable giving strategy, individuals must evaluate a number of factors, such as their need for current income, their desire to control and preserve assets during life and after death, their specific charitable intent, as well as important tax management issues.

Charitable estate planning techniques can help achieve many of these objectives.

Quality New Mexico/Intel launch Mentoring Program

on April 17, 2013 - 7:40am

QNM News:

ALBUQUERQUE – Quality New Mexico in collaboration with Intel New Mexico will launch a new mentoring program April 22 at Quality NM Learning Summit at Hyatt Regency Albuquerque.

Any size New Mexico non-profit, education or governmental entity interested in performance improvement is eligible to participate in complimentary mentoring by an Intel employee.

A mentoring request form will be available at the Intel exhibit booth at the Learning Summit.

Quality New Mexico’s mission is to drive performance excellence in New Mexico organizations by providing role models, knowledge,

Remodeled Lobby Greets LANB Customers

on April 15, 2013 - 11:53am

New carpet with a pathway leading customer's into LANB's remodeled lobby starts here with the customer service area. Photo by Carol A. Clark/

LANB's newly remodeled lobby. Photo by Carol A. Clark/

Staff report:

A newly remodeled lobby greets customers who enter Los Alamos National Bank at 1200 Trinity Dr. in Los Alamos.

The remodel project team kicked off April 14, 2011 with nine individuals representing executive office, purchasing, marketing, teller services, account service representatives, security and administrative staff.

The goal was to update the

'Geek Night' Packs Dixie Pub

on April 15, 2013 - 10:26am

The Dixie Pub at the rear of the Dixie Girl Restaurant in downtown Los Alamos was packed again Thursday night for the popular 'Geek Night' event. Photo by Bonnie J. Gordon/